History Predicts Who Will Win The US Presidency
"History does not repeat itself, but it does rhyme".This is a quote that aids in quite a fair bit of my decision making.History rarely repeats in an exact way, but often in similar ways.In my view,...
View ArticleFree $8+ With Google Pay
Sign up for Google Pay today and get $8 cashback when you make your first $10 transfer.Here is a guide to finding your promo code to share with your friends.The first part of the guide is to get you...
View ArticleMonthly Housing Installment: Use CPF or Use Cash?
"Should I pay my monthly property installment using CPF or cash?"This is probably a very common question people who just bought their house think of.Which should you choose?Let's find out!Scenario 1:...
View ArticleBooks I Read In 2020
These are the list of books that I have read this year.They span from economics & politics to business & investment.This is probably not a lot to some people, but it's quite a number for me...
View ArticleInvestment Stab 2021 Stock Market Predictions
We're going to throw some predictions we have for the year.And we are going to keep track of our predictions going forward.We recognise that some of our predictions might be wrong, but we aim to be...
View Article10 Funny Reddit Comments on GameStop
If you do any form of investing in the stock market, you most likely heard of the recent GameStop saga.If you didn't, may I recommend that you read the story HERE.Needless to say, the sub-reddit thread...
View ArticleWhich Chinese Zodiac Has the Best Financial Outlook for 2021?
As legend has it, the Jade Emperor (Emperor in Heaven in Chinese folklore) wanted 12 animals to serve as his guards. To determine their ranking, he sent an immortal being to earth to spread the message...
View ArticleWhat I Learnt 6 Months into My SGUnited Traineeship
It has been 6 months since I started my SGUnited Traineeship with a local bank back in August 2020.It's a halfway mark and I thought it'll be nice to pen down what I have learnt or experienced so...
View ArticleClosing my Standard Chartered JumpStart Account
Today, we are going to show you how to cancel your Standard Chartered JumpStart Account.Personally, I had to cancel the account because I was past 27 years old and no longer eligible for the higher...
View ArticleCorporate Strategy 1: Rundle, Recurring Revenue Bundle
We are starting a new segment in our articles.We are now going to talk about corporate strategies and business models, something we picked up when learning about investing.Today, more than ever,...
View ArticleWhy We Still Need Insurance Agent
This is probably another one of our controversial articles, where instead of being our usual self and bash insurance agents, we are going to write about why we genuinely think they are important and...
View ArticleTransfer CPF Money from Ordinary to Medisave Account
Correction: we made a mistake in our earlier article, and we have thus made the edits. We like to thank our readers for pointing out to us when we make mistake in our research.Today's topic was...
View ArticleInvestment Stab 2022 Stock Market Predictions
Last year we made a list of 4 stock market predictions. Investment Stab 2021 Stock Market PredictionsSo we will first review our predictions, then go over our 2022 predictions.Review of 2021 Stock...
View ArticleGet an Interest-Free Loan from Apple - with Extra Steps
Yes, this is a click-bait title.But, it might also be an idea/solution.This idea is from a random thought that flashed through my mind while I was stuck on the Apple website, thinking about which...
View ArticleWhat I Learnt During My 1-Year SGUnited Traineeship - Part 1
About a year ago, I posted an article on what I've learnt during my 6 months as an SGUnited trainee.It has been exactly 1 year since I left my 1-year SGUnited traineeship with a local bank to embark on...
View ArticleInflation Impact on the F&B Industry
1. Inflation is RealBased on the Singapore Government statistics, food-only inflation is 4.5% in May 2022 compared to May 2021.Straits Times published an article on 21 June 2022 stating that inflation...
View ArticleSimplifying UOB's 7.8% Interest Rate
UOB recently made the hoo-ha with their new (up to) 7.8% interest rate on savings in their UOB One Account.Of course, a lot of people saw straight through the marketing gimmick of their high-interest...
View ArticleTrevor Noah Explaining CPF
Trevor Noah explaining CPF - generated response by ChatGPT.Who is Trevor Noah?He is a South African comedian and television host; best known as the host of "The Daily Show," a satirical news program...
View ArticleReasons Why the 99-Year Term Limit on Properties are a Must
There are 3 (R)easons why Singapore set a 99-year term limit on public housing and most private housing.2 of which have been mentioned by the Singapore Government multiple times on multiple...
View ArticleChatGPT says 'No' to NCMP Land Sales Proposal
In the recent budget debate, NCMP Hazel Poa proposed an alternative source of revenue to be added to Singapore's yearly budget.Current Framework (CF):Keep proceeds from land sales in reserves and...
View Article供房贷:使用 CPF 还是用现金?
“我应该用 CPF 还是现金支付我每月的房贷?”这可能是要买房的人们经常考虑的问题。您应该选择哪个?让我们来看看吧!Recommended Read: ChatGPT Says No to NCMP Land Sales情境一:用现金支付房贷,把 CPF 里的钱留在 CPF 赚利息这是最不常见新加坡人用来支房贷的方式。当您将您的资金保留在 CPF OA 里,您可以赚取 CPF OA...
View Article[Profit] +17% Gain On The Icahn-Hindenburg Trade
I made a trade 3 weeks back when Hindenburg Research published a paper accusing the legendary activist investor, Carl Icahn, of running a Ponzi scheme with his listed investment vehicle; Icahn...
View Article[CPF] Why is CPF Ordinary Account Interest Not Rising?
On 29th May 2023, CPF Board announced that they will increase the interest rate on Special Account (SA) and Medisave Account (MA) to 4.01% for July-September 2023.The CPF Ordinary Account (OA) and...
View Article[Credit Card] How Much Are Air Miles Worth?
Could not find an article online about how much air miles are worth, so I decided to write one myself.First things first: Air Miles or Cashback?This is the thing that has split the internet since the...
View Article[Credit Card] Earn Miles Cheap With CitiBank
Citibank launched a Citi PayAll promotion in April 2023.For every dollar spent via Citi PayAll from 20 April 2023 to 20 August 2023, customers who pay a fee will enable the amount spent to be eligible...
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